Terms & Conditions – New Fold Coaching

1. Services
   New Fold Coaching provides personal coaching services focused on self-love, emotional growth, and relationship development. Coaching is not therapy, psychological treatment, or medical advice.

2. Client Responsibility
   Clients remain fully responsible for their own choices, actions, and results. Coaching is a collaborative process and outcomes are not guaranteed.

3. Booking & Payment
   Sessions and packages must be paid in advance unless otherwise agreed. Payments are processed via agreed payment methods.

4. Cancellation Policy
   Sessions must be canceled or rescheduled at least 24 hours in advance. Late cancellations or missed sessions may be charged in full.

5. Refund Policy
   Payments are non-refundable unless required by Dutch consumer law.

6. Confidentiality
   All personal information shared during coaching sessions is treated confidentially, unless disclosure is required by law.

7. Liability
   New Fold Coaching is not liable for any direct or indirect damages resulting from decisions or actions taken by the client based on coaching sessions.

8. Intellectual Property
   All materials, frameworks, and content provided by New Fold Coaching remain the intellectual property of the business and may not be reproduced or distributed without permission.

9. Applicable Law
   These terms are governed by the laws of the Netherlands. Any disputes will be handled by the competent court in the Netherlands.